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Annual Percentage Rate (APR) information accurate as of 5/22/2008

Agricultural and Commercial Loan Rates [more info]APR
Variable rates (starting as low as)5.95%
Fixed rates (starting as low as)6.10%


Agricultural and Commercial Real Estate Loan Rates [more info]APR
Three-year fixed (maximum 25-year amortization)5.95%
Five-year fixed (maximum 25-year amortization)6.25%


Consumer/Personal Loan Rates [more info]APR
Installment loan rates $2,500 (minimum)18.00%*
Installment loan rates from $2,501 to $4,99915.25%*
Installment loan rates over $5,000.13.25%*


Auto Loan Rates [more info]APR
New 2008 & 20075.45%
Used 2006 & 20056.70%
Used 2004 & 20037.70%
Used 02 & 019.70%
Used 2000 & older11.20%


Home Equity Rates [more info]Loan to Value RatioAPR
Five-year fixed0 - 50%5.95%
Five-year fixed51 - 65%6.40%
Five-year fixed66 - 90%7.10%


Residential Real Estate Rates [more info]APR
Three-year fixed (maximum 25-year amortization)5.80%
Five-year fixed (maximum 25-year amortization)6.15%
Construction Loan4.25%


Agricultural and Commercial Leasing Rates [more info]APR


Terms and rates are quoted for monthly, quarterly, semi-annual and annual repayment periods. Two payments required up front for monthly repayment terms and one payment up front for all other repayment terms.

*A .25% rate reductions applies if your payments are made automatically from an Iowa Bank deposit account.
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