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Annual Percentage Rate (APR) information accurate as of
05/13/2009
| Agricultural and Commercial Loan Rates [more info] | APR | | Variable rates (starting as low as) | 5.8% | | Fixed rates (starting as low as) | 5.95% |
| Agricultural and Commercial Real Estate Loan Rates [more info] | APR | | Three-year fixed (maximum 25-year amortization) | 6.15% | | Five-year fixed (maximum 25-year amortization) | 6.4% | | Seven-year fixed | 6.7% |
| Consumer/Personal Loan Rates [more info] | APR | | Installment loan rates $2,500 (minimum) | 18%* | | Installment loan rates from $2,501 to $4,999 | 15.25%* | | Installment loan rates over $5,000. | 13.25%* |
| Auto Loan Rates [more info] | APR | | New 2009 & 2008 | 5.8% | | Used 2007 & 2006 | 7.05% | | Used 2005 & 2004 | 8.05% | | Used 2003 & 2002 | 10.05% | | Used 2001 & older | 11.55% |
| Residential Real Estate Rates [more info] | APR | | Construction Loan | 4.25% | | Fixed Rate Mortgages starting at | 6.2% | | Fixed rate Home Equity Loans starting at | 6.35% |
| Agricultural and Commercial Leasing Rates [more info] | APR |
Terms and rates are quoted for monthly, quarterly, semi-annual and annual
repayment periods.
*A .25% rate reductions applies if your payments are made
automatically from an Iowa Bank deposit account.
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