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Annual Percentage Yield (APY) information accurate as of 5/22/2008

Account Term Minimum Balance APY Interest Rate
90-Day CD 1000 1.46% 1.45%
48-Month CD 1000 3.07% 3.05%
60-Month CD 1000 3.33% 3.3%
9-Month CD Special 1000 2.52% 2.5%
27 Month CD Special 1000 3.02% 3%
182-Day CD 1000 1.86% 1.85%
12-Month CD 1000 2.11% 2.1%
13 Month Cd 1000 2.16% 2.15%
15 Month CD 1000 2.21% 2.2%
18-Month CD 1000 2.31% 2.3%
24-Month CD 1000 2.62% 2.6%
30-Month CD 1000 2.72% 2.7%
36-Month CD 1000 2.92% 2.9%

Rates may vary after an account is opened.
Fees can reduce earnings.
Penalty for early withdrawl for time accounts.
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